Cost of a child calculator

Monthly cost €650.00

Annual cost: €7,800.00
Until age 18: €140,400.00

Rough total of common monthly expenses. Doesn't include one-off costs (stroller, furniture) or university. Adjust each line to fit your situation.

This cost of a child calculator estimates the monthly, yearly and total cost of raising a child up to age 18, based on typical everyday expenses.

What raising a child costs month to month

Add up food, diapers and hygiene, clothing, daycare or education, health and leisure spending to get a realistic monthly total. The calculator then projects that figure to a yearly cost and a running total through age 18, so you can see the bigger picture — adjust any category to match your own situation.

FAQ

What expenses does this include?

Food, diapers and hygiene, clothing and footwear, daycare or education, health, and leisure or other spending — the most common recurring monthly costs of raising a child.

What's not included?

One-off purchases like a stroller or nursery furniture, and university costs, aren't included. You can add your own estimate for those separately.

Can I adjust the numbers to my situation?

Yes — every category starts with a typical default value, but you can change each one to match your own budget and see the totals update instantly.