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Inflation calculator

By Gliora Team

Inflation calculator

Purchasing power after that time $7,440.94 in today's dollars
Will cost what that amount costs today
$13,439.16
Loss of purchasing power
$2,559.06
Cumulative inflation
34.4%

Inflation erodes the value of money over time. Leaving savings idle means losing purchasing power. This is not financial advice.

Year 10 · worth $74 · basket $134
INFLATION
$100 today, squeezed Basket price today What inflation adds to it At 3% annual inflation, the press squeezes your $100: still the same bills, but each year they buy less. The bundle on the right is what the same grocery basket costs; each sheet is $10. Because inflation compounds, after 30 years $100 buys what $41 buys today and the basket costs $243: 143% more, not 90%.

This inflation calculator works out how much purchasing power an amount of money loses over a number of years at a given annual inflation rate, and what that same amount will cost in the future.

Money sitting still loses value

Cash that isn’t invested doesn’t stand still — inflation quietly erodes what it can buy. At 3% annual inflation, 10,000 $ today is worth only around 7,440 $ in today’s terms after 10 years, even though the number in the account hasn’t changed.

Why this matters for saving and investing

Comparing a savings account’s interest rate against inflation shows whether your money is really growing or just losing value more slowly. This calculator is for guidance only and isn’t financial advice.

FAQ

How is future purchasing power calculated?
By dividing the amount by (1 + annual inflation) raised to the number of years. The result is what today's amount will be worth, in today's money, after that period.
What inflation rate should I use?
A common long-term reference is 2-3% a year for developed economies, matching most central banks' target. Use a higher rate if you expect inflation to run hotter.
Does this account for compounding?
Yes. Inflation compounds year over year just like interest, so losses in purchasing power accelerate the longer the money sits idle.
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