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Public transport vs car calculator

Public transport vs car

Public transport saves 167,60 €/month.

Public transport40,00 €/month
Car207,60 €/month

"Other car costs" includes insurance, maintenance, taxes, parking and, if you want, the loan payment or depreciation.

This public transport vs car calculator compares a monthly transport pass with the real monthly cost of driving — fuel plus other running costs — so you can see which option actually saves you money.

A car costs more than it looks

Beyond fuel, a car racks up fixed costs: insurance, maintenance, taxes, parking, and possibly a loan payment or depreciation. Compared with a transport pass, the monthly difference can be surprising.

Example

With a €40/month pass, 600 km driven per month, 6 L/100km fuel consumption, fuel at €1.60/L and €150/month in other car costs, driving costs about €207.60/month — public transport would save roughly €167.60/month in this scenario.

Put in your own numbers — mileage and other car costs make the biggest difference to the result.

FAQ

What car costs should I include?
Beyond fuel, add insurance, maintenance, taxes, parking and, if applicable, your loan payment or depreciation. Only then is the comparison fair against a transport pass.
Is public transport actually cheaper?
In cities, with a pass and high mileage, it usually comes out cheaper; if you drive few kilometers or live far from good transport links, the car can win. This calculator settles it with your own numbers.
Does it factor in time, not just cost?
No, it compares monthly cost only. Commute time, convenience and flexibility are real factors too, but they're not part of this calculation.